Fintrek

Know how much money you really have — in every currency?

Open the bot

Your budget spreadsheet, filled in by voice in Telegram

  • Voice or text — saved in 3 secondsSay “coffee 4 dollars” — the bot shows a card, you confirm.
  • On your phone and computerview and edit entries
  • Excel spreadsheet with charts — any timeOne file for the year: month, pie chart, budget. Export is free.
Download the spreadsheet template

30 days freeno cardno bank connection

What it really looks like

Real screens with sample data.

1 / 6 · Say ita voice message or a short line
2 / 6 · The bot shows a cardyou confirm — nothing is saved without your yes
Dashboard (sample data)
3 / 6 · Dashboardmonth totals, daily limit, spending by day
Reports (sample data)
4 / 6 · Reportswhere the money went, by category
Edit any entry (sample data)
5 / 6 · Edit any entrythe original stays in the history
fintrek-budget-2026-10-29.xlsx
6 / 6 · Excel with chartsMonth: totals with plan, pie chart with %
fintrek-budget-2026-10-29.xlsx✕
Excel with charts — the bot sends your file filled in (sample data)
6 / 6 · Excel with charts — the bot sends your file filled inMonth sheet: income, expenses, what’s left, % saved, fixed and variable, plan vs actual and a pie chart. Sample data.

Sound familiar?

Money disappears by the end of the month

Salary comes in, bills get paid — and nobody can say where the rest went.

Every expense lands in a category; the dashboard shows your month.

Your bank app sees only one bank

Cash, a second account or another bank’s card stay invisible — and auto-categories often miss.

You record everything yourself in seconds — any account, cash too, no bank connection.

Several currencies — no single total

Dollars on a card, euros in cash, some USDT — no app adds it up at the rate you actually got.

Any currency at your own rate; one total in your main currency.

Show one more

I start a spreadsheet and give up in week two

Typing every coffee gets old. One busy week, and the file is behind.

Say it in Telegram — the bot fills in the spreadsheet for you.

How it works

1

Say it

A voice message or a short line to the bot in Telegram. Several at once is fine.

coffee 4 dollars
2

It’s recorded

The bot shows a card — amount, currency, category, date. One tap: “Yes, save”. Nothing is saved without your yes.

Coffee · 4 USD · today
3

See it in the dashboard or in Excel

Open the dashboard on your phone or computer — or get your spreadsheet filled in, any time, free.

Month: $1,208 left

What you get

Voice in Telegram

Record an expense in seconds, wherever you are. If something is unclear, the bot asks one short question.

Dashboard — see and edit

On your phone and computer, inside Telegram: today’s limit, the month by category, every record. Edits keep the original in the history.

Excel with charts, filled in for you

One budget file for the year: Month with a pie chart, Year, Budget, Capital in every currency. Export is always free.

Free budget template

One free file, no sign-up or e-mail: the same budget template the bot fills, so you can start by hand.

Pricing

First month
Free for 30 days. No card.

Everything included. Press Start in the bot — that’s it.

Then
$4.99 a month or $49 a year

(≈ $4.08 a month). Cancel any time. The budget template and the export of your data are always free. Subscribe

Questions

Do you connect to my bank?

No. Nothing to reconnect and no bank password shared with anyone. You record by voice or text, or import a bank statement file and review it before saving.

Which currencies?

More than 150, including dollars, euros, reais and USDT. You pick a main currency for totals and set your own rate for the others; past records keep their numbers.

How do I get my data into Excel?

Any time, free: tap Export in the dashboard, and the bot sends our budget file to your chat, filled with your records — Month and Year with pie charts, Budget, Capital, plus Exchanges and Debts. You also get a full copy you can restore from.

How much does it cost?

The first month is free, no card needed. Then $4.99 a month or $49 a year. Export of your data always stays free.

What if the bot gets it wrong?

Nothing is saved until you confirm the card. You can edit or cancel any record in the dashboard; the history keeps the original.

Do I need Telegram? Is there WhatsApp?

You need Telegram: the bot and the dashboard work in Telegram — on your phone and computer (Telegram Desktop). There is no WhatsApp version yet.

Who sees my data?

Your records are kept in your own separate storage, encrypted, apart from everyone else’s. To understand a phrase or a voice message, only that phrase is processed — without your name or Telegram account. No ads, no selling data. Details: “Your data”.

Start with one coffee. See your real total by the end of the week.